No Credit Check SIM Only Deals

Find a SIM deal that doesn't require a credit check.

Compare rolling contracts that are affordable, flexible and great for those with bad credit or no credit history.

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giffgaff logo
giffgaff SIM Only
Always On*
 Data
1 Month SIM
£25
a month
Always On*

data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • When roaming you'll be charged 0.6p/MB after you've used the first 20GB
  • *Although you can use unlimited data, once you've used 20GB you'll experience a reduced data speed of 384kbps between 8am and midnight
giffgaff logo
giffgaff SIM Only
20GB Data
1 Month SIM
£20
a month
20GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • No contract - Cancel any time
  • Start your next plan early if you run out of data or minutes - or use the standard giffgaff PAYG rates
giffgaff logo
giffgaff SIM Only
8GB Data
1 Month SIM
£15
a month
8GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • No contract - Cancel any time
  • Start your next plan early if you run out of data or minutes - or use the standard giffgaff PAYG rates
giffgaff logo
giffgaff SIM Only
4GB Data
1 Month SIM
£12
a month
4GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • No contract - Cancel any time
  • Start your next plan early if you run out of data or minutes - or use the standard giffgaff PAYG rates
giffgaff logo
giffgaff SIM Only
3GB Data
1 Month SIM
£10
a month
3GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • No contract - Cancel any time
  • Start your next plan early if you run out of data or minutes - or use the standard giffgaff PAYG rates
giffgaff logo
giffgaff SIM Only
2GB Data
1 Month SIM
£7.50
a month
2GB
data
250
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Rolling Contract

No Credit Check Required

Access O2 Free Wifi Hotspots

  • Earn points when you refer-a-friend or help out on the giffgaff forums or suggest ideas
  • Cash in your points to convert them to cash, credit or a donation to charity
  • Roam for free in the EU and selected countires
  • No contract - Cancel any time
  • Start your next plan early if you run out of data or minutes - or use the standard giffgaff PAYG rates
smarty logo
Smarty SIM Only
8GB Data
1 Month SIM
£15
a month
8GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change whenever you like at no extra cost
smarty logo
Smarty SIM Only
4GB Data
1 Month SIM
£10
a month
4GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
smarty logo
Smarty SIM Only
2GB Data
1 Month SIM
£7.50
a month
2GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
voxi logo
Voxi SIM Only
45GB Data
1 Month SIM
£20
a month
45GB
data
Unlimited
minutes
Unlimited
texts
Offer Ends 31st March
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
voxi logo
Voxi SIM Only
15GB Data
1 Month SIM
£15
a month
15GB
data
Unlimited
minutes
Unlimited
texts
Offer Ends 31st March
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
voxi logo
Voxi SIM Only
6GB Data
1 Month SIM
£10
a month
6GB
data
Unlimited
minutes
Unlimited
texts
Offer Ends 31st March
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone/li>
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost

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Can I Get A SIM Contract With Bad Credit?

Customers with poor or bad credit (or even no credit history at all) can sometimes find it difficult to get access to services if they require a credit check. SIM only deals can sometimes be difficult to get also since networks are providing you with a services that costs them money.

Luckily there are options for customers with bad credit - No credit check SIM plans are one. Smarty, Voxi and giffgaff all provide SIM deals to customers and do not require a credit check.

If you think your credit is good enough to get a standard 12 month contract then there are still good options that will save you money in the long run and provide you with a relationship and reputation with a network meaning you could at some point transition to a mobile contract. We recommend Three Mobile as a great network for SIM contracts if you have poor credit. They have affordable plans from 500MB to Unlimited data (their 100GB SIM is our favourite and is great value).

What is a No Credit Check SIM?

While most SIM only contract do require customers to pass a credit check there are some networks who do not - These no credit check SIMs are usually rolling contracts you can cancel at any time.

Voxi, Smarty and giffgaff all offer customers a 1 month/30 day SIM that the customer only pays for on a rolling contract. If the customer wants to stop using the SIM, they can at any point.

No credit Check SIMs are great if you want the flexibility to change you allowance at any time or switch to a different network whenever you like - You can reuse your number anywhere.

Does a 1 month SIM have a credit check?

This is mostly overlooked by customers but most UK networks DO credit check even for a 1 month or 30 day SIM.

Customers should remember that although there is a credit check, the ones done for 1 month SIMs are usually a lot less strict than for 12 month contracts.

So if you like a certain network and have found a great 1 month plan you should pass the credit check no problem.

Take a look at our selection of 1 month SIM deals

I have a bad credit rating, how can I get an affordable contract?

If you have bad credit or no credit history at all the good news is that there are options for you.

If you already have a phone or can borrow or purchase one, you can get a rolling contract and use it in your phone once it's unlocked to the network.

If you feel like your credit is just below average then a 1 month SIM is a good idea, this gives you access to more UK networks and their perks, as well as providing more affordable plans

The good thing about joining a network with a 1 month SIM is that you could transfer to an even better 12 month contract later down the line once you have built a reputation with them.