Best SIM Only Deals For Bad Credit

Why are SIM deals good for bad credit?

 Higher Accept Rates

 Lower Costs

 Contracts Help Rebuild Credit

 Better Data Allowances

See Offers

Bad Credit?
If you're looking for a SIM contract you've made the right decision.

We know the world is moving away from expensive new smartphones and towards customers having the freedom to choose the right contract for them and save money.

We believe that SIM contracts are the best mobile option for customers with bad credit so we've outlined a few of the best deals below. Choose from many options like Unlimited data, 1-month flexible sims and even No credit check SIMs.

Here's the thing:

You know a SIM contract will be better for you than a new expensive mobile

So let's find you a great deal!

three logo
Three SIM Only
Unlimited Data
24 Month Contract

Good For Bad Credit:
We've found that this is the most popular deal for customers with bad credit. Low costs and an unlimited data allowance mean you can make the most of your handset whilst rebuilding credit.

£10
per month
Unlimited
data
Unlimited
minutes
Unlimited
texts
50% Off For 6 Months
More Info
Check Coverage
At Your Postcode

Free 30GB Wifi Hotspot

Free Roaming In 71 Countries

Use popular apps without using your data.

  • Stream your favourite shows and music infinitely without using up your data
  • Connect other devices to your phone hotspot and use your data allowance to get online
  • 50% Off your monthly bill for 6 months - £20 pm thereafter
  • Use your phone abroad in 71 destinations at no extra cost
  • One month SIM also available
bt logo
BT SIM Only
40GB Data
12 Month Contract
£25
per month
40GB
data
Unlimited
minutes
Unlimited
texts
£75 BT Reward Card
More Info
Check Coverage
At Your Postcode

£5 off for BT Broadband Customers

Access 5 million Free BT Wi-fi Hotspots

Get free BT Sport on your mobile

  • Claim a free prepaid Mastercard worth £75 - Can be claimed 30 days after purchase
  • Free access to over 5 million UK BT wi-fi hotspots available all over the UK
  • 30 day money back guarantee on everything included in your plan
  • Use the BT Sport App for free on your mobile phone
three logo
Three SIM Only
30GB Data
12 Month Contract
£20
per month
30GB
data
Unlimited
minutes
Unlimited
texts
More Info
Check Coverage
At Your Postcode

Free 30GB Wifi Hotspot

Free Roaming In 71 Countries

Use popular apps without using your data.

  • Stream your favourite shows and music infinitely without using up your data
  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
  • Go Roam Around the World in 71 destinations, at no extra cost - More Details
  • One month SIM also available
voxi logo
Voxi SIM Only
45GB Data
1 Month SIM
£20
per month
45GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
three logo
Three SIM Only
Unlimited Data
12 Month Contract
£22
per month
Unlimited
data
Unlimited
minutes
Unlimited
texts
More Info
Check Coverage
At Your Postcode

Free 30GB Wifi Hotspot

Free Roaming In 71 Countries

Use popular apps without using your data.

  • Stream your favourite shows and music infinitely without using up your data
  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
  • Use your phone abroad in 71 destinations at no extra cost
  • One month SIM also available
three logo
Three SIM Only
100GB Data
12 Month Contract
£20
per month
100GB
data
Unlimited
minutes
Unlimited
texts
More Info
Check Coverage
At Your Postcode

Free 30GB Wifi Hotspot

Free Roaming In 71 Countries

Use popular apps without using your data.

  • Stream your favourite shows and music infinitely without using up your data
  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
  • Go Roam Around the World in 71 destinations, at no extra cost - More Details
  • One month SIM also available
voxi logo
Voxi SIM Only
15GB Data
1 Month SIM
£15
per month
15GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
bt logo
BT SIM Only
20GB Data
12 Month Contract
£22
per month
20GB
data
Unlimited
minutes
Unlimited
texts
£65 BT Reward Card
More Info
Check Coverage
At Your Postcode

£5 off for BT Broadband Customers

Access 5 million Free BT Wi-fi Hotspots

Get free BT Sport on your mobile

  • Claim a free prepaid Mastercard worth £65 - Can be claimed 30 days after purchase
  • Free access to over 5 million UK BT wi-fi hotspots available all over the UK
  • 30 day money back guarantee on everything included in your plan
  • Use the BT Sport App for free on your mobile phone
three logo
Three SIM Only
12GB Data
12 Month Contract
£15
per month
12GB
data
Unlimited
minutes
Unlimited
texts
More Info
Check Coverage
At Your Postcode

Free 12GB Wifi Hotspot

Free Roaming In 71 Countries

Use popular apps without using your data.

  • Stream your favourite shows and music infinitely without using up your data
  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
  • Go Roam Around the World in 71 destinations, at no extra cost - More Details
  • One month SIM also available
bt logo
BT SIM Only
10GB Data
12 Month Contract
£17
per month
10GB
data
Unlimited
minutes
Unlimited
texts
£55 BT Reward Card
More Info
Check Coverage
At Your Postcode

£5 off for BT Broadband Customers

Access 5 million Free BT Wi-fi Hotspots

Get free BT Sport on your mobile

  • Claim a free prepaid Mastercard worth £55 - Can be claimed 30 days after purchase
  • Free access to over 5 million UK BT wi-fi hotspots available all over the UK
  • 30 day money back guarantee on everything included in your plan
  • Use the BT Sport App for free on your mobile phone
smarty logo
Smarty SIM Only
8GB Data
1 Month SIM
£15
per month
8GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
2 Months Free
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change whenever you like at no extra cost
voxi logo
Voxi SIM Only
6GB Data
1 Month SIM
£10
per month
6GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and you both get a £10 Amazon voucher
  • Use in Europe for no extra cost
  • Powered by Vodafone/li>
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
three logo
Three SIM Only
4GB Data
12 Month Contract
£9
per month
4GB
data
Unlimited
minutes
Unlimited
texts
More Info
Check Coverage
At Your Postcode

Free 4GB Wifi Hotspot

Free Roaming In 71 Countries

  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
  • Go Roam Around the World in 71 destinations, at no extra cost - More Details
  • One month SIM also available
smarty logo
Smarty SIM Only
4GB Data
1 Month SIM
£10
per month
4GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
2 Months Free
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
bt logo
BT SIM Only
6GB Data
12 Month Contract
£13
per month
6GB
data
Unlimited
minutes
Unlimited
texts
£55 BT Reward Card
More Info
Check Coverage
At Your Postcode

£5 off for BT Broadband Customers

Access 5 million Free BT Wi-fi Hotspots

  • Claim a free prepaid Mastercard worth £55 - Can be claimed 30 days after purchase
  • Free access to over 5 million UK BT wi-fi hotspots available all over the UK
  • 30 day money back guarantee on everything included in your plan
smarty logo
Smarty SIM Only
2GB Data
1 Month SIM
£7.5
per month
2GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
2 Months Free
More Info
Check Coverage
At Your Postcode

Get Back Unused Credit

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost

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Can I Get A SIM Contract With Bad Credit?

Customers with poor or bad credit (or even no credit history at all) can sometimes find it difficult to get access to services if they require a credit check. SIM only deals can sometimes be difficult to get also since networks are providing you with a services that costs them money.

Luckily there are options for customers with bad credit - No credit check SIM plans are one. Smarty, Voxi and giffgaff all provide SIM deals to customers and do not require a credit check.

If you think your credit is good enough to get a standard 12 month contract then there are still good options that will save you money in the long run and provide you with a relationship and reputation with a network meaning you could at some point transition to a mobile contract. We recommend Three Mobile as a great network for SIM contracts if you have poor credit. They have affordable plans from 500MB to Unlimited data (their 100GB SIM is our favourite and is great value).

What is a No Credit Check SIM?

While most SIM only contract do require customers to pass a credit check there are some networks who do not - These no credit check SIMs are usually rolling contracts you can cancel at any time.

Voxi, Smarty and giffgaff all offer customers a 1 month/30 day SIM that the customer only pays for on a rolling contract. If the customer wants to stop using the SIM, they can at any point.

No credit Check SIMs are great if you want the flexibility to change you allowance at any time or switch to a different network whenever you like - You can reuse your number anywhere.

Does a 1 month SIM have a credit check?

This is mostly overlooked by customers but most UK networks DO credit check even for a 1 month or 30 day SIM.

Customers should remember that although there is a credit check, the ones done for 1 month SIMs are usually a lot less strict than for 12 month contracts.

So if you like a certain network and have found a great 1 month plan you should pass the credit check no problem.

Take a look at our selection of 1 month SIM deals

I have a bad credit rating, how can I get an affordable contract?

If you have bad credit or no credit history at all the good news is that there are options for you.

If you already have a phone or can borrow or purchase one, you can get a rolling contract and use it in your phone once it's unlocked to the network.

If you feel like your credit is just below average then a 1 month SIM is a good idea, this gives you access to more UK networks and their perks, as well as providing more affordable plans

The good thing about joining a network with a 1 month SIM is that you could transfer to an even better 12 month contract later down the line once you have built a reputation with them.

 Feedback: Which is most important to you when looking for a SIM deal?